Therapists In-Network with Blue Cross Blue Shield in New Jersey

Blue Cross Blue Shield is a common health insurance in New Jersey, and individuals who have Blue Cross Blue Shield may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with Blue Cross Blue Shield, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the Blue Cross Blue Shield website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in New Jersey who are in-network with Blue Cross Blue Shield below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


The Virtual Counselors

The Virtual Counselors

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

The Virtual Counselors is a group practice whose providers offer online therapy and psychological support to clients living throughout New York and New Jersey. They specialize in working with individuals and couples for anxiety, trauma. relationship counseling, addictions, and infidelity.

The Virtual Counselors are committed to providing supportive and highly individualized care for their clients, and helping them navigate times of transition and change within their relationships, family, career, and identities.


Zev  Berkowitz

Zev Berkowitz

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

All you need to bring to therapy is an open mind and a willingness to explore. I am a very interactive therapist; I give a lot of feedback and guidance. In my work with individuals, I help people see how they developed the coping skills and defense mechanisms they did, and how to begin recognizing them in a less judgmental way. I also teach couples new communication skills: how to rebuild trust and safety after a breach, how to mirror one another, ways to validate and empathize. We work on breaking bad patterns and create healthier ones using positivity and appreciations.

It's so rewarding to help couples and families heal old and current wounds, and to see my clients use therapy as a way to soar to new emotional freedoms. Please don't be in pain anymore: contact me so we can set goals together, develop healthier ways of coping, and watch you blossom.


Nancy  Saxton-Lopez

Nancy Saxton-Lopez

6 Prospect Street, Midland Park, NJ, 07432

37 Kings Road, Madison, NJ, 07940

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Waitlist available online
Out-of-pocket-fees: $150 per session

I encourage people to tell their story.  This gives me a perspective of their life; what they are struggling with and what their wants and needs are.  I am the catalyst to allow someone to understand themselves and the patterns they use that may be detrimental to them.  When that is known we can work together to establish healthier patterns to create a more fulfilling and happier life.


Rainer  Orth

Rainer Orth

555 Kenwood Place, Teaneck, NJ, 07666

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Accepting new clients online
Out-of-pocket-fees: $85 - $125 per session

Are you feeling down, stuck, or overwhelmed? Are things just not working out despite your best efforts? If so, I know that my first priority is to listen to you in such a way that you are left feeling heard and understood. As a team, we will develop an individualized plan to turn your life around. My approach will be based on your specific needs and what works for you. In doing so, I will provide you with ongoing support along along with some highly effective tools that will decrease your distress and will leave you feeling better sooner than later.


Meredith  McCabe

Meredith McCabe

110 Straube Center Boulevard, Pennington, NJ, 08534

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Accepting new clients online
Out-of-pocket-fees: $70 - $135 per session

As women, we are often in positions to care for others. We help, we volunteer, we go the extra mile even if that extra mile costs us an hour less sleep. And in everything we do, there is so much pressure to be the perfect woman, the perfect employee, the perfect student, the perfect mother. For some of us, "perfect" feels more like "impossible." As a counselor, I see the struggles that so many women have on a daily basis with the idea that they need to be perfect and how it reframes how they even determine who they really are.

I have also seen firsthand the long term impact of being everything to everyone. I’d like to get to know you and work together to go the extra mile for you and your personal wellness and happiness. It is my hope that by working together we can challenge those thoughts of perfection, work to help you accept yourself, and learn to breathe, balance and grow.


United Paths

United Paths

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Accepting new clients online
Out-of-pocket-fees: $90 - $120 per session

United Paths is a boutique clinical practice that provides services to children, teenagers (13-18), young adults/college students, adults, parents, couples, families, and older adults.
Clinicians at United Paths utilize a number of treatment options, including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), mindfulness practices, and more.


Jeanette  Williams

Jeanette Williams

1510 Park Avenue, South Plainfield, NJ, 07080

Online Sessions, NJ

In-network with Blue Cross Blue Shield
Not accepting new clients
Out-of-pocket-fees: $125 - $225 per session

One of the many things that clients often share with me after sessions is how quickly they feel their issues are addressed. In a busy and stressed out world, with demands of careers, relationships, and family, you may need an alternative perspective; someone to focus strictly on you, someone to assist in expanding your views, feelings of hopelessness, or if you are just feeling stuck. In a nonjudgmental space, we will explore together the issues that you feel may be bogging you down and search for solutions for improved functioning.


Can't find a provider who fits what you're looking for?

See all therapists in-network with Blue Cross Blue Shield in New Jersey:

How to use Blue Cross Blue Shield for therapy in New Jersey

Does Blue Cross Blue Shield cover therapy in New Jersey?

Yes, nearly all Blue Cross Blue Shield plans cover therapy in New Jersey for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in New Jersey with a Blue Cross Blue Shield plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with Blue Cross Blue Shield.

When you see a therapist who is in-network with Blue Cross Blue Shield, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most Blue Cross Blue Shield copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does Blue Cross Blue Shield cover?

As with most health insurances, Blue Cross Blue Shield covers many types of therapy provided by clinicians who are licensed in New Jersey. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For Blue Cross Blue Shield to cover sessions in New Jersey, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does Blue Cross Blue Shield not cover?

Blue Cross Blue Shield does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using Blue Cross Blue Shield to pay for therapy in New Jersey may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find Blue Cross Blue Shield therapists in New Jersey?

If you are in New Jersey, you can find in-network Blue Cross Blue Shield therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!