Blue Cross and Blue Shield (BCBS) is the largest health insurance provider in Texas. If you are looking for a therapist and want to find someone who takes Blue Cross and Blue Shield, many outstanding in-network providers can be found throughout the state's 254 counties.
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
.png?q=50&w=200&h=200&fit=crop&crop=faces,center)
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
.png?q=50&w=200&h=200&fit=crop&crop=faces,center)
Accepting clients from Texas
.png?q=50&w=200&h=200&fit=crop&crop=faces,center)
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
Accepting clients from Texas
%20(8).jpg?q=50&w=200&h=200&fit=crop&crop=faces,center)
Accepting clients from Texas
Accepting clients from Texas
1-20 of 187 providers who match your search criteria
There are 456 providers who meet your criteria but don't take your insurance
Therapy without using insurance can still be affordable. Did you know health insurance plans can reimburse 50-80% of session fees with out-of-network therapists? Learn if your plan qualifies:
Does Blue Cross Blue Shield of Texas Cover Therapy?
Yes, most plans offered by Blue Cross and Blue Shield of Texas include benefits to support your mental health. This means you can meet with an in-network therapist, counselor, psychiatrist, or psychologist for a wide variety of mental health concerns, including:
Post-traumatic stress disorder (PTSD)
Different BCBSTX Insurance Plan Types in Texas
Before exploring therapists and figuring out therapy costs, it's important to know what type of health insurance coverage you have. Blue Cross and Blue Shield of Texas offers three main types of insurance plans:
Preferred Provider Organization (PPO) plans: For optimal choice and flexibility in choosing your therapist
Health Maintenance Organization (HMO) plans: For greater value and savings when it comes to therapy coverage
Point of Service (POS) plans: For a balance between value and choice
Blue Cross and Blue Shield of Texas also offers plans to students at state universities, including Texas A&M University, the University of Houston, and the University of Texas at Austin.
How Much Does Therapy Cost With a BCBSTX Plan?
Each Blue Cross and Blue Shield of Texas plan has three metal tiers — bronze, silver, and gold. These tiers indicate how much your out-of-pocket costs will be for therapy, including deductibles and copays.
If your therapist is in network with BCBSTX, you can expect to pay a $0 to $75 copay for each session. However, some plans require you to meet your annual deductible before they cover therapy costs.
How Do I Check My Blue Cross Blue Shield of Texas Therapy Coverage?
To find out rates and coverage details for outpatient mental health services, like therapy, check your Summary of Benefits and Coverage (SBC). This document can be found by logging into your account on the Blue Cross and Blue Shield of Texas website. You can also call the customer service number on the back of your insurance card, and a representative can explain coverage benefits for your plan.
Does Blue Cross Blue Shield of Texas Cover Online Therapy?
Yes. Most health insurance plans that cover mental health services also cover virtual therapy. You should expect to pay the same rate as you would for in-person sessions. As a member with BCBSTX, you can also access digital mental health resources through their Learn to Live program.
Find a BCBS of Texas Therapist
With Zencare, you can easily find vetted therapists who accept Blue Cross Blue Shield in Texas. Browse our list below, view their profile, and watch an introductory video to learn more about their specialties. You can get to know your therapist before even booking a session. Need help finding the right match? Take our matching quiz, and we'll give you a list of providers that meet your preferences so you can book a free initial call.