Therapists In-Network with Multiplan or PHCS in Chicago

Multiplan or PHCS is a common health insurance in Chicago, and individuals who have Multiplan or PHCS may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with Multiplan or PHCS, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the Multiplan or PHCS website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in Chicago who are in-network with Multiplan or PHCS below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Cathryn  Biga

Cathryn Biga

200 East Evergreen Avenue, Mount Prospect, IL, 60056

Online Sessions, IL

In-network with Multiplan or PHCS
Accepting new clients in-person & online
Out-of-pocket-fees: $100 - $125 per session

Taking care of you is a healthy and productive way to be the best version of yourself.


Clint  Zavakos

Clint Zavakos

307 North Michigan Avenue, Chicago, IL, 60601

Online Sessions, IL

In-network with Multiplan or PHCS
Accepting new clients online
Out-of-pocket-fees: $45 - $99 per session

There are times in life where we all feel overwhelmed. Whether the day to day grind is wearing you down or overwhelming anxiety is making it difficult for you to leave the house, I am here to be on your side. I am a big believer that effective therapy is a collaborative effort between the client and the therapist and that healing is achieved by working together.
I believe any trauma is deserving of my attention and care. I strive to provide an environment where you feel free to open up and feel safe. Call today for a free consultation.


Nefertiti  Nowell

Nefertiti Nowell

1813 North Mill Street, Naperville, IL, 60563

605 North Michigan Avenue, Chicago, IL, 60611

Online Sessions, IL

In-network with Multiplan or PHCS
Accepting new clients in-person & online
Out-of-pocket-fees: $60 - $175 per session

Seeking help is a powerful step to improving your quality of life. Talking to someone about whatever your concerns are is something that almost anyone can benefit from, but many people are afraid to reach out.  If you are considering therapy or coaching, I applaud you, and I really do want to help you find what you need to feel POWERFUL and help you develop the tools to have peace in your life.

I enjoy working with diverse clients, and have treated patients on the inpatient as well as outpatient basis.  I began providing therapy in 1996, and  have worked full time in several local hospitals before deciding to work full time in outpatient private practice.  Though I work with many populations, I enjoy helping individuals with issues of trauma as well as working with couples.  I work with all age ranges and have helped clients with a range of diagnosis.  I use a variety of  techniques, including but not limited to Cognitive Behavioral Therapy (CBT) and EMDR.  I am also a Certified Hypnotist and a trained mediator.


James  Hallberg

James Hallberg

1656 West Summerdale Avenue, Chicago, IL, 60640

Online Sessions, IL

In-network with Multiplan or PHCS
Not accepting new clients
Out-of-pocket-fees: $150 per session

I am just a basic person that finds his courage every day to show up in the world to be seen and hustles when in the spaces in which need to still be found. I am engaging, unfiltered, expressive, and quirky. I strive to be able to connect with clients in a manner that sparks deeper connection and creates a safer space than where they are coming from. I am not a blank slate and I acknowledge my experiences which have shaped me and in that awareness I continue to find my curiosity. When I approach my work with a curious mind I am able to learn and understand objectively through the lens of the client and from there offer integrated support and direction to reveal the other ways in which are often not seen which can provoke and inspire change to occur.


Can't find a provider who fits what you're looking for?

See all therapists in-network with Multiplan or PHCS in Chicago:

How to use Multiplan or PHCS for therapy in Chicago

Does Multiplan or PHCS cover therapy in Chicago?

Yes, nearly all Multiplan or PHCS plans cover therapy in Chicago for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in Chicago with a Multiplan or PHCS plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with Multiplan or PHCS.

When you see a therapist who is in-network with Multiplan or PHCS, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most Multiplan or PHCS copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does Multiplan or PHCS cover?

As with most health insurances, Multiplan or PHCS covers many types of therapy provided by clinicians who are licensed in Chicago. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For Multiplan or PHCS to cover sessions in Chicago, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does Multiplan or PHCS not cover?

Multiplan or PHCS does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using Multiplan or PHCS to pay for therapy in Chicago may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find Multiplan or PHCS therapists in Chicago?

If you are in Chicago, you can find in-network Multiplan or PHCS therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!